Episode #30: The "Digital Sunset" Trick That Actually Stops Burnout

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Mike Terzian, CEO of Foothill Federal Credit Union, joins me on Make Minutes Matter for a candid take on burnout, boundaries, and where AI fits into a healthy workplace. From the "digital sunset" to treating office days like a business trip, Terzian shares hard-won lessons on hybrid work, delegation, and responsible AI adoption.

I open this discussion with a "digital sunset" framework, a graduated wind-down instead of an unrealistic hard stop at 5:00. Terzian models this himself, scheduling emails for later and being explicit about when he's truly off. Both agree burnout is less an individual failing than a byproduct of always-on culture, and that leaders set the tone whether they mean to or not.

The conversation turns to hybrid work: I recall managing global teams through COVID, while Terzian offers his go-to analogy: treat in-office days like a business trip, with a clear agenda, rather than commuting in just to sit on Zoom. He also shares his "rubber band principle" for stretching people's responsibilities without breaking them, and a mentor's lesson that life isn't a dress rehearsal.

The centerpiece is AI at work. Terzian describes Foothill's AI agent Hal, which handles routine loan paperwork so employees can focus on higher-value work, and points to JPMorgan's gains as proof AI augments rather than replaces people. Still, both caution against polished AI output standing in for real understanding, a "Hollywood set" with nothing behind it. Their takeaway: AI is a powerful thought partner, never a substitute for human judgment.

Key Takeaways

The "digital sunset" works because it's realistic, not rigid  a wind-down window, then a firm cutoff.

In the absence of data, people assume the worst, set clear expectations around availability.

Treat office days like a business trip: come in with purpose, not just to log Zoom hours.

AI should enhance jobs, not eliminate them, Foothill hasn't cut headcount because of it.

Don't forget to subscribe to Make Minutes Matter for more conversations about leadership, relationships, and making every moment count.

Dive deeper and check out Karen Gilhooly's book, The Three Bucket Leader: https://a.co/d/08vuNA9

For real-time conversations about today’s leadership, watch The Relevance Reckoning.

This show is produced by Rainbow Creative (https://www.rainbowcreative.co) with Matthew "MoJo" Jones as Executive Producer and Nathan Wheatley as Editor. For sponsorship opportunities, email podcasts@rainbowcreative.co

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Episode #31: How a Disney Credit Union Went From Bottom 10% to Top 10% with John Janclaes

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Episode #29: From Disney Magic to Credit Union Leadership with Mike Terzian